Financial Aid

Applying for Financial Aid

1. To apply for federal and state financial aid, you will need to fill out an application called the Free Application for Federal Student Aid (FAFSA). Prior to doing so, you and your parent (if applicable) will need to set up the Federal Student Aid ID. This will permit you to sign your FAFSA electronically.
2. Fill out a SOWELA Scholarship Application.
3. Once SOWELA receives your FAFSA, we will send you an email regarding any follow-up paperwork that is needed to determine your eligibility.
4. The U.S. Department of Education randomly selects a percentage of FAFSAs for a process called verification. Verification is a process where the FAFSA is audited with the student's and parents' financial and household information. Inceptia is the company that SOWELA has chosen to complete verification for our students. If you are selected for verification, you will be contacted via email by Inceptia. The verification process is 100% online. If you need assistance, you can reach Inceptia on Monday through Friday 8:00 AM - 7:00 PM CST at (888) 374-8427 or by email at VGCS@inceptia.org. In addition, feel free to stop by our One Stop Center located in the Sycamore Student Center on SOWELA's campus. Visit our Verification Gateway page to create or login to your Inceptia account.
5. Submit all verification documents to Inceptia as requested.
6. Monitor your LoLA account for financial aid awards.

Important Financial Aid Information about Year-Round Pell

Need more money for college? Use Pell funds in the summer and achieve your academic goals. The U.S. Department of Education has announced that students who are eligible for a Pell grant may be able to receive a third disbursement so the student can now attend the summer semester using the grant.

• Attend SOWELA Fall, Spring, and Summer terms and you may receive additional Pell grant funds.
• Use Summer Pell grant funds to accelerate graduation.
• See Year-Round Pell link below for more information.

Federal Work-Study Program

Visit our Employment Opportunities page for information on student worker positions available through the Federal Work-Study program.

Financial Aid Resources

• Clock Credit Hours
• Financial Aid FAQ
• Financial Aid Forms
• Financial Aid Policies and Terms
• Financial Aid Programs
• Financial Aid Refunds
• Financial Aid Literacy Resources
• Loan Exit Counseling
• MJ Foster Promise
• Net Price Calculator
• Private Loan Lender List(opens new window)
• Scholarships
• TOPS
• Transfer Scholarships
• Year-Round Pell